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OVER 50s are the new kids on the block!

Over 50 and Lovin' It

Check your Aged Pension eligibility

In March, July and September of each year, the federal government changes the rules for claiming the Age Pension and this is usually for the better.

The investment markets have been volatile in recent times, which means the portfolios of retirees may have changed in value over the past few months (especially with the recent volatility on the Australian and International share markets). Volatile markets may also mean that previously ineligible Australians may now meet the income and assets tests, or that the level of entitlements for eligible Australians has changed. Seeking some advice from a qualified financial adviser may be provide clarity for your unique position.

Effective since 20 September 2018 (and applicable until 19 March 2019), a single person receiving a FULL Age Pension, can expect to receive $916.30 (including Pension Supplement and Energy Supplement) a fortnight, while a couple receiving a FULL Age Pension can expect to receive $1381.40 (combined) a fortnight, including Pension Supplement and Energy Supplement.

Also effective since 20 September 2018 (and applicable until 19 March 2019), the income test and assets test thresholds have been increased for PART Age Pension entitlement, in line with CPI increases. The increase in the Age Pension income test thresholds, mean eligible Australians can earn more income and still be eligible for a PART Age Pension. The increase in the Age Pension assets test thresholds, mean eligible Australians can own more assets and still be eligible for a PART Age Pension.

Small changes in the amount of assets you have can make sizable impacts on the amount of Aged Pension you receive.

 

 

Accessing the NDIS

 

The National Disability Insurance Scheme (NDIS) is Australia’s first national Scheme for people with disability.

The options to access the NDIS will depend on your current position:

Option 1: I currently receive disability support from my state or territory government.

  • An NDIS representative will call you about accessing the NDIS.
  • You may be required to provide additional evidence to help the NDIA make a decision about your eligibility to access the NDIS.

Option 2: I don’t currently receive disability support from my state or territory government. I am aged between 7 and 64 years old.

  • Contact your nearest Local Area Coordination (LAC) Partner or the NDIA.
  • A LAC can connect you to services, supports and activities in your community and other government services. For many people this is all the support you may need.

Option 3: I don’t currently receive disability support from my state or territory government. I am aged 65 years or over.

  • People who have a disability and are aged 65 years or over are not eligible for the NDIS.

Option 4: I have a child aged 0 to 6 years.

  • Contact your local Early Childhood Early Intervention (ECEI) Partner or the NDIA.
  • Your ECEI Coordinator will help you access supports and services that are tailored to your child’s needs. Early intervention might be all a child needs to reach their developmental goals.
  • If your child has longer-term support needs, an ECEI Coordinator will help your child apply for the NDIS.

The NDIA can be called on 1800 800 110.